There isn't one of us I take it that hasn't done something wrong and then been sorry and wished we hadn't.  Then our consciences strike us and we have been very, very miserable.  Have you gone through that experience?  I have...But here we have the Son of God carrying the burden of my transgressions and your transgressions and the transgressions of every soul that receives the gospel of Jesus Christ. .... He carried the burden - our burden.  I added something to it; so did you.  So did everybody else.  He took it upon himself to pay the price that I might escape - that you might escape - the punishment on the conditions that we will receive his gospel and be true and faithful in it.

Joseph Fielding Smith
Fall, Atonement, Resurrection, Sacrament
Address delivered at the Sale Lake Institute of Religion U of U, 14 Jan, 1961, p.8